Whenever you choose auto insurance, you need to ensure that you meet all state requirements and purchase appropriate coverage from a trustworthy insurance provider. This list will make choosing the right insurer easier.
USAA: The coverage offered by this insurer is aimed at active military personnel and veterans. It’s also one of the few that offers discounts for service members and even builds its policies around their needs.
Amica: This insurer has received exceptional customer ratings and earned a second rank overall in the 2020 J.D. Power Auto Claims Satisfaction Study. It also offers drivers an option to receive up to 20% of their annual premium back through dividends.
Geico: Geico offers one of the best mobile policy-management apps and has excellent offerings for military and federal employees. It also ranks within the top five for overall customer satisfaction.
State Farm: This insurer is an excellent option if you’re looking for local agents that offer insurance advice in person. It also has the largest market share of private passenger car insurance and is known to have superior financial strength.
Erie: For the states in which it operates, Erie offers the lowest rates on average and has a Rate Lock feature that prevents your premium from increasing over time as long as you keep the converge amount the same. It also offers protection for pets hurt in an accident and physical damage coverage for personal items.
Nationwide: Nationwide allows you to check with their professional once per year for free to ensure that your coverage options offer sufficient protection. You also have a chance to save up to 40% with the SmartRide program if you’re a safe driver.
Progressive: Progressive has an interesting Snapshot program that allows you to save if you have safe driving habits and limit the number of miles that you drive. It also offers coverage for several types of vehicles, including ATVs, classic cars, RVs, motorcycles, and more.
MetLife: This insurer is best if you want to bundle your home and auto policies. It offers standard and comprehensive options for protecting your home and allows you to customize policies as per your needs. It also has a number of automotive coverage options for different situations.